adroit

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expert in using the hands or mind,

skillful, clever, deft

dexterity

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skill in using the hands or mind,

 deftness, expertise

frugal

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barely enough, scanty

avoiding waste, economical,

saving, thrifty

affluent

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very wealthy, rich

lucrative

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profitable, moneymaking

opulence

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wealth, riches

trepidation

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nervous agitation, fear,

 fright, trembling

audacious

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bold, fearlessly reckless,

too bold, insolent,

impudent

fortitude

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courage in facing danger, hardship or pain;

endurance, bravery,

backbone, valor

rash

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overhasty, foolhardy,

reckless, impetuous,

taking too much risk