Shared Flashcard Set

Details

Missouri Life/Health Insurance
Chapter 9- Types of Providers
12
Other
Professional
01/09/2011

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Cards

Term
A self-funded provider is an employer paying claims from the employer's own funds. (T or F)
Definition
-True
Term
Which type of provider is considered a prepaid plan? ____ ____, _____ ____
Definition
-Blue Cross, Blue Shield
Term
The community around the location of an HMO is referred as the ____ ____
Definition
-Service area
Term
Health Maintenance Organizations emphasize preventive medicine, including inpatient lab and x-rays however with a very high stop-loss limit. (T or F)
Definition
-False
Term
An injury outside the service area requires the insured to obtain help at the ____ medical facility for necessary treatment.
Definition
-nearest
Term
Each out-patient visit requires the insured to pay a small ______.
Definition
-co-payment
Term
An HMO without added optional coverages will not coer prescription drugs. (T or F)
Definition
-True
Term
If an enrollee in a Preferred Provider Organization should utilize a provider other than a preferred provider, the (PPO) benefits are unchanged. (T or F)
Definition
-False
Term
What combination of coverage best describes a Point of Service (POS) plan?
Definition
-Medical Expense & HMO
Term
What is the name of the military health-care plan that replaces CHAMPUS?
Definition
Tri-Care
Term
What is the name of the physician who monitors an HMO subscriber's health care needs, and also makes referrals to specialist? A) Inn Keeper B) Tri-Care Monitor C) Gatekeeper D) Health Care
Definition
C) Gatekeeper
Term
An insured who utilizes a physician other than the plans primary physician can expect what percentage of the health care received to be paid by his/her HMO? A) 60% B) 80% C) 100% D) 0%
Definition
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