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Fair Housing
WRA Chapter 5 Vocabulary
16
Real Estate & Planning
Not Applicable
10/14/2010

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Cards

Term
age
Definition
A protected class under the fair housing laws that refers to any person at least 18 years of age.
Term
ancestry
Definition
A person's racial and ethnic background.
Term
blockbusting
Definition
The practice of exploiting racial prejudices and the fear of a general decline in a neighborhood's real estate values to induce homeowners to sell their properties at a low price.
Term
color
Definition
A protected class under the fair housing laws that refers to a person's skin color.
Term
disability
Definition
A physical or mental impairment that substantially limits one or more major life activities, a record of having such an impairment or being regarded as having such an impairment.
Term
dwelling
Definition
Any building or part of a building designed for occupancy as a residence by one or more families.
Term
familial status
Definition
Whether persons are members of families in which one or more children under 18 years old lives with a parent or legal custodian. Also a person whos household includes one or more minor or adult relatives.
Term
lawful source of income
Definition
The source of a person's income, provided that it is legal.
Term
marital status
Definition
Whether a person is single, married, divorced, separated, or widowed.
Term
national origin
Definition
The country where a person or his or her ancestors originated or came from.
Term
race
Definition
A person's membership in a group possessing characteristics and traits transmitted by descent.
Term
redlining
Definition
A lender's refusal to mortgage or and insurance company's refusal to insure property within a geographic area on the belief those loans or insurance writing in the area would be of high risk.
Term
religion
Definition
A person's religious or spiritual beliefs and practices, or his or her denominational affiliations.
Term
sex
Definition
A class protected under fair housing laws referring to gender.
Term
sexual orientation
Definition
Having a preference for heterosexuality, homosexuality or bisexuality, having a history of such a preference or being identified with such a preference.
Term
steering
Definition
The illegal practice of channeling home seekers to or away from certain areas.
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