Items of value owned by the business.

Cash that is set aside for unexpected needs of the business.

Cooperatives formed by labor unions or employees for the benefit of the members.

  Willing and able to repay a debt.

Sources of funding that require the money borrowed to be paid back with interest.

 The cost of doing business; all business expenses except the cost of goods sold.

Operated by the government to provide technical assistance, counseling, grants, or other means of financial assistance at low-interest rates.

  The monetary value of the business; assets minus liabilities.

  Expenses incurred by the entrepreneur for goods and services for personal use rather than for use in the business.

Wealthy individuals functioning as non-professional investors who are willing to invest in local businesses for financial or emotional reasons and who sometimes prefer to remain anonymous.

  A plan indicating how and when debts of the business will be paid.

  A loan that is backed by collateral.

  Borrowed money that must be repaid within one year.

  One-time expenses an entrepreneur incurs when starting a business.

  Funds provided to entrepreneurs by the state in an effort to encourage economic development and creation of jobs.

  Short-term financing that allows an entrepreneur credit from vendors within the business’s industry or trade.

 Individuals or firms that invest money professionally to make money, expect a large capital gain, and look for high growth potential.