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        | "Spending Savings" a plan of managing money during a given period of time
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        | Term 
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        | Money coming in. Usually considered money from a job. |  | 
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        | Term 
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        | total hours worked times hourly wage |  | 
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        | Term 
 | Definition 
 
        | Developing the habit of saving regulary and paying yourself first |  | 
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        | Term 
 | Definition 
 
        | Expenses that change in amount from period to period |  | 
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        | Term 
 | Definition 
 
        | Take Home Pay once you subtracted all the necessary deductions, you are left with your net income
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        | Term 
 | Definition 
 
        | money taken out of a paycheck by an employer to pay for taxes, health insurance, and etc. |  | 
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        | Term 
 | Definition 
 
        | money taken out of a paycheck by an employer to pay for taxes, health insurance, and etc. |  | 
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        | Term 
 | Definition 
 
        | expenses that are the exact same amount every time |  | 
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        | Term 
 | Definition 
 
        | Support federal government programs and is a payroll |  | 
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        | Term 
 | Definition 
 
        | Its a fee collected by your employer and paid to the state revenue department |  | 
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        | Term 
 | Definition 
 
        | Collected from most employees to fund ferderal program, which provides old age, and disablity insurance. |  | 
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        | Term 
 | Definition 
 
        | how you handle your money coming in and money going out |  | 
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        | Term 
 | Definition 
 
        | -write a check -use atm card
 -debit card linked to checking accont
 -minium balances
 -monthly fees
 -overdraft protection
 -atm fees
 -funds charge
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