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Definition
| money available after taxes have been paid |
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| the amount of money in the account |
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| the ease that an individual/business can convert assets into cash without suffering substantil monetary loss |
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| account requiring one to leave money in an account for a specific amount of time |
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Definition
| length of time that money must be deposited |
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Term
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Definition
| the percentage of people disposable income that isn't spent |
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Definition
| purchase of something with value with the expectation that over time the value will increase and produce a profit |
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Definition
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Definition
| payment that remain constant from month to month |
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Definition
| payments that can vary from month to month |
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Definition
| a person chooses a variety of investments |
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Definition
| use of money to create a new capital good |
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Definition
| the expansion of the capital goods existing in an economy |
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Definition
| the basic facilities and services that an economy needs in order to function |
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Definition
| individual or corporate funds that are invested in entrepreneurial enterprises to encourage economic growth |
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Definition
| the profit earned through the sale of a capital asset |
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Definition
| a loss that results when a capital asset, such as home, equipment, or investments, is sold for less than it cost |
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Definition
| an action by a corporation to divide its stock into a larger number of shares |
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Definition
| a person who carries out investors' orders to buy and sell stocks and bonds |
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Definition
| a firm that buys large blocks of stocks and bonds issued by companies and then resells those securities to investors at a profit |
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Term
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Definition
| a financial market in which the price of stocks, bonds, or other traded commodities is generally on the rise and in which investors believe that prices will continue to rise |
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Definition
| a financial market in which the price of stocks, bonds, or other traded commodities is generally on the decline and in which investors believe that the prices will continue to fall |
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Definition
| interest on money owned to a bondholder |
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Definition
| a commodity that is bought in order to sell at an agreed-upon price and at an agreed-upon time in anticipation of profits <ex. wheat, corn, oats> |
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Term
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Definition
| a fact sheet that provides detailed financial information about the company issuing the data |
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Term
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Definition
| repeated partial payment made to financial institution or credit-extending organization to repay a loan or pay for goods or sevices that have been purchased |
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Term
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Definition
| an estimation of the probability of repayment |
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Term
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Definition
| a business that specializes in collecting financial information about consumers |
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Term
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Definition
| the total cost of credit expressed in dollars and cents |
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Term
| annual percentage rate (APR) |
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Definition
| the total cost of credit expressed as a yearly percentage |
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Term
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Definition
| the act of charging borrowers a higher rate of interest than is allowed by law |
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Term
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Definition
| legal process in which an individual or business whose debts exceed the value of their assets is forgiven those debts in excess of their assets |
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