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Definition
| the dollar amount you pay to a network (or HMO) physician, pharmacy, or emergency room at the time a service is rendered |
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Definition
| The dollar amount of claims filed when an insured individual has paid the deductible and reached the out-of-pocket maximum amount of co-insurance |
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Definition
| A limited amount of money that an individual must pay out of their own savings, before an insurance company will pay the remainder of an individuals health care expenses |
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Definition
| Amount you must pay in each year before benefits kick in |
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Definition
| the sharing of expenses by the policyholder and the insurance company |
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Definition
| An insurance plan provided by the employer to pay employee benefits for job-related injuries, disability, or death. |
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Definition
| An employer may elect to use this type of insurance to cover injuries. The employer may investigate the claim BEFORE making payments. The employee is now allowed to sue in the courts if unhappy with the settlement. Only available in Texas, South Carolina, and New Jersey |
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Definition
| Employees are provided up to 12 weeks of UNPAID leave per year for specific medical reasons |
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Definition
| The employer agrees to cover all expenses that is incurred by an accident or occupational illness instead of getting insurance coverage |
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Definition
| A retirement plan offered by companies that allows employees to invest a portion of their salary in a retirement account. |
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| IRA - Individual Retirement Arrangement |
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Definition
| A personal savings plan that offers you tax advantages to set aside money for your retirement or education expenses |
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Definition
| Making conditions of employment contingent on providing sexual favors. |
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Definition
| A goal for work that is fulfilled through an occupation or series of occupations |
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Definition
| The process of studying careers, assessing yourself in terms of careers, and making decisions about a future career |
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Definition
| Provides tangible evidence of your ability and skills |
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Definition
| A tool that provides information about you to a potential employer |
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Definition
| A person who is in a position to recommend another or to vouch for his or her fitness, as for a job |
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Term
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Definition
| basic functions of an activity |
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Definition
| the tools to accomplish those functions |
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Term
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Definition
| A document form that asks for information related to employment |
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Term
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Definition
| a document sent with your resume to provide additional information on your skills and experience |
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Term
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Definition
| A two-way conversation in which the employer learns about you and you learn about the job and the company |
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Definition
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Term
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Definition
| Document that records your way of dividing up your money and planning what youre going to do with it |
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Definition
| Amount of money you plan to use for a certain budget category |
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Term
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Definition
| A contract granting use of property during a specified period in exchange for a specified amount |
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Definition
| A charge imposed by a government to finance public services |
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Definition
| An amount that reduces taxable income |
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Term
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Definition
| Amount on which taxes are calculated |
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Term
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Definition
| Amount subtracted directly from taxes owed |
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Term
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Definition
| A tax deduction for the taxpayer, a spouse, and each dependent |
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Definition
| Government organization that supervises and regulate member banks to help banks serve the public efficiently |
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Term
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Definition
| Full-service bank that offers a wide range of financial services |
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Term
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Definition
| User-owned, not-for-profit, cooperative financial institution |
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Term
| Federal Deposit Insurance Corporation (FDIC) |
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Definition
| Federal agency that helps to regulate banks and other financial institutions |
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Definition
| Cash card used for ATM transactions and store transactions. Money is removed from account immediately |
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Term
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Definition
| A monthly report sent by the bank to show the status of the account |
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Term
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Definition
| Document created to show how your records and the banks records are brought into agreement |
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Term
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Definition
| Checks which have not been deducted from the bank statement balance |
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Term
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Definition
| Determines the percentage of gross pay which will be withheld for taxes |
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Term
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Definition
| Used to verify the eligibility of individuals to avoid hiring undocumented workers or others who are not eligible to work in the United States |
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Term
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Definition
| The total amount of money earned during a pay period before deductions |
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Term
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Definition
| The amount of money left after all deductions have been withheld from the gross pay earned in the pay period |
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Term
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Definition
| This tax includes two separate taxes: Social Security and Medicare |
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Term
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Definition
| Nation’s retirement program, helps provide retirement income for elderly and pays disability benefits |
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Term
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Definition
| Income that the business receives over a period of time |
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Definition
| Costs of operating a business |
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Definition
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Definition
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Definition
| The value of the owners investment in the business |
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Definition
| The assets, liabilities, and owner’s equity for a specific date |
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Definition
| Reports the revenue, expenses, and net income or loss for a specific period |
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Term
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Definition
| Assets = Liabilities + Owners Equity |
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Term
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Definition
| Record and analyze the financial performance of a business |
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Definition
| The decrease in value of a property as it becomes old and gradually wears out |
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Definition
| A detailed account of a company’s materials, supplies, and finished products |
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Definition
| A tax deduction for the taxpayer, a spouse, and each dependent |
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Term
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Definition
| Property that is offered as security for some loan agreements |
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Term
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Definition
| The act or process of colliding; a crash or conflict |
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Definition
| represents general ownership in a corporation and a right to share in its profits |
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Definition
| priority over common stock in the payment of dividends but no voting rights |
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Term
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Definition
| A licensed specialist in the buying and selling of stocks and bonds |
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Definition
| Business organization that accommodates the buying and selling of securities |
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Definition
| The price at which a share of stock can be bought and sold in the stock market |
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Definition
| A certificate representing a promise to pay a definite amount of money at a stated interest rate on a specified due date |
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Definition
| An investment fund set up and managed by a company that receives money from many investors |
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Term
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Definition
| Buying something now and paying for it later |
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Definition
| total dollar cost of credit including interest and all other charges (added if total owed is not paid) |
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Term
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Definition
| Borrowed money for special use |
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Term
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Definition
| the party responsible for payment of a note if the borrower does not pay as promised |
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Term
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Definition
| Part of purchase price paid at sale |
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Term
| Annual Percentage Rate (APR) |
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Definition
| Required by law, states the % cost of credit on a yearly basis |
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Definition
| the cost of using someone else’s money |
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Term
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Definition
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Term
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Definition
| The amount a policyholder must pay for the insurance coverage |
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Term
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Definition
| A contract where one party agrees to pay another party for losses affecting the insured's interests |
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Term
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Definition
| Protection against a specific kind of loss |
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