Shared Flashcard Set

Details

MO Property & Casualty--Chap 15 Commercial Crime Cov Part
MO Property & Casualty Insurance Commercial Crime Coverage Part
21
Insurance
Not Applicable
12/04/2011

Additional Insurance Flashcards

 


 

Cards

Term
Burglary
Definition
The taking of property from inside the premises by a person unlawfully entering or leaving the premises as evidenced by visible signs of forcible entry or exit. Ex: A thief breaks down a door to enter a store and steals merchandise.
Term
Robbery
Definition
The taking of property from the care and custody of a person by one who has a) caused or threatened bodily harm to that person or b)Committed an obviously unlawful act witnessed by that person. Includes the taking of property in the presence of an employee.
Term
Theft
Definition
The broadest of the crime coverages, includes any act of stealing. Coverage includes losses by burglary or robbery.
Term
Messenger
Definition
The insured, or any of he insured's partners or employees, while having care and custody of the property while outside the premises.
Term
Custodian
Definition
The insured or any of the insured's partners or employees, while having care and custody of the property while inside the premises, excluding any person while acting as a watchperson or janitor.
Term
Watchperson
Definition
Any person the insured retains to have care and custody of property inside the premises. This person has no other duties.
Term
Crime Coverage Form
Coverage A
Definition
Employee Theft
Term
Crime Coverage Form
Coverage B
Definition
Forgery or Alteration
Term
Crime Coverage Form
Coverage C
Definition
Theft, Disappearance and Destruction
Term
Crime Coverage Form
Coverage D
Definition
Robbery and Safe Burglary--Property Other Than Money And Securities
Term
Crime Coverage Form
Coverage E
Definition
Premises Burglary
Term
Crime Coverage Form
Coverage F
Definition
Computer Theft and Fund Transfer Fraud
Term
Crime Coverage Form
Coverage G
Definition
Extortion
Term
Crime Coverage Form
Coverage H
Definition
Premises Theft/Outside--Property Other Than Money and Securities
Term
Crime Coverage Form
Coverage I
Definition
Lessee's Safe Deposit Box
Term
Crime Coverage Form
Coverage J
Definition
Securities Deposited With Others
Term
Crime Coverage Form
Coverage K & L
Definition
Guests' Property
Term
Crime Coverage Form
Coverage M & N
Definition
Safe Depository
Term
Crime Coverage Form
Coverage O & P
Definition
Public Employee Dishonesty
Term
Crime Coverage Form
Coverage Q
Definition
Robbery and Safe Burglary Money and Securities
Term
Crime Coverage Form
Coverage R
Definition
Money Order and Counterfeit Paper Currency
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