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| 1. Which federal health insurance program was developed primarily for the population that is age 65 or older and other who are receiving Social Security disablility? |
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| Medicare would the _____ coverage for John (age 66), if his wife (age 60), elected dependent coverage at her place of employment. |
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| What percentage of medical expense will Medicare pay if the members is attached to by an uncertified medical provider? |
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| If the insured disagrees with the amount of benefit paid by Medicare, what action may the insured take? |
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| There are 2 parts to the Medicare program: Part A and Part B. What part covers in hospital services? |
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| Part A of Medicare does not pay for the three pints of blood in a benefit period. |
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| Medicare will pay the cost of a kidney dialysis. (T or F) |
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| When your client has a Medicare Supplement, Medicare is the primary carrier. (T or F) |
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| Insurance companies writing Medicare Supplements must offer core plans before they may offer broader plans. (T or F) |
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| We can assign our personal insurance benefits to our medical provider. Can those with Medicare coverage assign their benefits? (Y or N) |
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| An agent expects a renewal commission next year of $200 on a Medicare Supplement policy. What was the first year commisssion on this policy? |
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| Medicare or LTC policies, the agent must make sure the client gets a Buyer's Guide and an Outline of Coverage at time of ________. |
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| Medicaid is a government insurance program that was designed for those people who are in need of public financial assistance. (T or F) |
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| When we deliever a Buyer's Guide and the Outline of Coverage for a Medicare Supplement, we should get a ________ ______ from the prospective buyer. |
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| The benefits of a LTC policy would be triggered by an insured being unable to perform 2 Activities of Daily Living (ADLs). (T or F) |
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| Hospice care will include a family counseling service. (T or F) |
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| Long-Term Care policies must carry a renewal clause that is no less favorable to the insred than ______ renewable |
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| How long is the free look provision on LTC and Medicare Supplement contracts? A) 5 days B) 30 days C) 15 days D)10 days |
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