| Term 
 
        | 1. Group health insurance is written to cove the employees of 1 employer. (T or F) |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | 2. The geographical area is used to rate health insurance policies. (T or F) |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | 3. ______ ______ displays a relationship between the employer and the employee. |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | Could our insurer cancel our group health coverage next month due to the frequency of claims? (Y or N) |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | To continue coverage on a disabled child of an employee, the employee must prove both the incapacity and dependency of the child. (T or F) |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | If an employee has a break in credited coverage for a period of 63 days, the coverage prior to that break may not be counted as credited coverage under the _____ ACT. |  | Definition 
 
        | -HIPPA (Health Insurance Portability and Accountablity Act) |  | 
        |  | 
        
        | Term 
 
        | A group of more than 20 employees would have _____ available in any state. |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | _____ ______ is the condition for which an applicant should have received or did receive medical attention or treatment within a specified period of time prior to the effective date of the policy. |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | A Multiple Employer Trust may be sponsored by and also administered by a third party administrator.(T or F) |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | If an employer cancels a group health plan, a presently disabled employee could receive an extension of benefits if the disability occurs while the policy is in force. (T or F) |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | The specified period of time before coverage goes into effect for preexisting conditons is known as a waiting period. (T or F) |  | Definition 
 | 
        |  | 
        
        | Term 
 
        | If assigned, a reimbursement Medical Expense policy will pay expenses directly to a licensed medical facility. (T or F) |  | Definition 
 | 
        |  |