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Medical Insurance Claims
Chapter 18 Test Key Terminology
14
Insurance
Professional
01/21/2014

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Cards

Term
breach of confidentiality
Definition
The failure to keep patient information confidential.
Term
CMS-1500
Definition
The most common health insurance claim form.
Term
participating provider
Definition
Has a contractual agreement with an insurance plan to render care to eligible beneficiaries and then bill
Term
invalid claim
Definition
A health insurance claim form that has been completed bu has some type of incorrect information.
Term
assignment of benefits form
Definition
form that allows the insurance carrier to pay the physician directly for billed charges.
Term
secondary insurance
Definition
applies if the patient has primary insurance and also has coverage available through the spouse's employer
Term
nonparticipating provider
Definition
Bills the patient directly. The patient is expected to pay the charges and then submit the claim to the insurance company.
Term
clean claim
Definition
a health insurance claim form that has been completed correctly without any errors or omissions.
Term
write-off
Definition
term used to indicate that the physician has agreed to forgeit the amount that the insurance company does not authorize
Term
denied claim
Definition
can occur when procedures or services are not covered by the patient's insurance pllicy or when the patient has not met his or her deductible.
Term
dirty claim
Definition
when a health insurance claim form is incorrect because it has missing data or errors.
Term
primary insurance
Definition
the coverage provided by the patient's employer
Term
The Birthday Rule
Definition
used by insurance claims administrators to determine which parent's benefit plan will be the primary insurance plan of a dependent child who is covered by the employer-sponsord insurance plans of both parents.
Term
The National Supplier Clearinghouse
Definition
an independent entity that reviews claims
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