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        | a personal budget should be planned for a specfic period? true or false? |  | Definition 
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        | you can think of PYF as a bill you owe yourself? true or false? |  | Definition 
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        | which one of the following could not be called income? (a) an allowance (b) a paycheck
 (c)intrest paid on a loan
 (d)intrest recevied from a savings account
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        | true of false a car payment is an example of a variable expense |  | Definition 
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        | true of false income and spending must blance each other ? |  | Definition 
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        | your total pay after your deductions |  | 
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        | take home pay is considered what ? |  | Definition 
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        | money going out is considered what |  | Definition 
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        | a tax used to provied support to old aged? |  | Definition 
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        | taxes colled by state revenue service |  | Definition 
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        | Term 
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        | total hours worked times an hourly wage |  | Definition 
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        | expenses that change in amount form period to period |  | Definition 
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        | expenses that are the exact same amount every time |  | Definition 
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        | money taken out od a paycheck by an employer to pay for taxes, health insurance, ect |  | Definition 
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        | whaty is the purpose of a w-4 |  | Definition 
 
        | to allow the employer to withhold federal income taxes from the employer |  | 
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        | money the goverment takes form your pay |  | 
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        | what does ytd mean on a pay stub |  | Definition 
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        | hours worked over 40 a week |  | 
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        | pay you recive on holidays such as christams you get payed time and a half. |  | 
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