Term
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Definition
Civil or private wrong committed by one person against another.
Intentional Tort- deliberate act of ommission, such as assault or battery.
Unintentional tort-failure to act as a reasonable person would |
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Term
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Definition
| An unendorsed liability policy provides coverage for unintentional torts. Sometimes referred to as 3rd party insurance. |
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Term
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Definition
| the imposition of liability on one person for the actioniable conduct of another based solely on the relationship between the 2 persons. |
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Term
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Definition
| Willful or reckless disregard of the consequences |
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Term
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Definition
| compensation to a wife or a husband for the loss of compansionship of a spouse. |
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Term
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Definition
| compensation to an injured partt for actual or known expenses such as bills, loss of earnings, or cost of repairing or replacing damaged property. does not include pain and suffering. |
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Term
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Definition
| compensation for an injured party for pain, suffering, mental anguish, disfigurement, and similiar types of losses. |
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Definition
| damages assessed in addition to specific and general damages as punishment for extreme negligence. |
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Definition
| legal ability arising from physical injury to a person including sickness, disease, and death caused by the negligent or purposeful acts or ommissions of an insured. |
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Term
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Definition
| prevents recovery for damages caused by a negligent party if the claimant was also negligent. |
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