Term
| Clara is receiving disability payments from an individual insurance policy because of a sickness that has disabled her. She also receives disability benefits frmo medicare. If she were to experience an increase in her social security benefits, her: |
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Definition
| individual policy benefits decrease |
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Term
| A policy specifically excludes insurance protection for those hazards occuring while working on the job. This category this policy falls under is: |
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Definition
| non-occupational policies. |
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Term
| Assuming julie has a total and permanent disability, what would state that her policy still cover her even though th premium payments are not made |
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Definition
| waiver of premium povision. |
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Term
| By putting a maximum limit on how much is covered under a policy for certain selected coverages, an insurance company can try to avoid: |
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Definition
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Term
| The ability to earn a living is often thought of as a person's most important asset. Which type of insurance covers this situation? |
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Definition
| disability income insurance |
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Term
| If a worker is now earning only $25,000 a year working part time ($35,000 a year less than he earned a couple of years ago) and is earning less because of a disability, this disability would normally be called partial. |
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Definition
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Term
| T/F If a policy contins a definition of a disability policy that reads "inability of the insured to perform one or more of the regular duties of his or her own occupation," it is a total disability by definition. |
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Definition
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Term
| Gatekeepers are medically trained persons responsible for monioring the health care needs of members, and trying to containcosts by identifying only necessary care requirements. Where do you find them? |
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Definition
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Term
| Which type of insurance offers health care services in additon to health care coverage |
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Definition
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Term
| If a physician is paid through a preferred provider orgnization (PPO), the normal way of payin him/her is: |
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Definition
| by payment directly for each service. |
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Term
| One cannot become entitled to social security disability benefits by: |
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Definition
| being totally and permanently disabled for one month |
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