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        | Is automatically on policy |  | 
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        | Term 
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        | DID ______  x LOSS = COINSURANCE
 SHOULD
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        | Term 
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        | every year the amount of coverage goes up |  | 
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        | Term 
 
        | Homeowners must be owner ________. |  | Definition 
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        | Term 
 
        | Forms of owner occupied... |  | Definition 
 
        | 1.Primary Home 2.Secondary Home
 |  | 
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        | Term 
 | Definition 
 
        | Only if the insured is building own home themselves as a residence. |  | 
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        | Term 
 
        | If multiunit the insurer must |  | Definition 
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        | Term 
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        | Term 
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        | Term 
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        | Term 
 | Definition 
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        | Term 
 
        | Which policies include sec II liability & COV E & COV F? |  | Definition 
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        | Term 
 
        | Which Policies only have COV E & COV F |  | Definition 
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        | Term 
 
        | _____________ are considered members of the household until the age 24. All of their personal property is covered. |  | Definition 
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        | Term 
 
        | PUP( personal umbrella policy ) |  | Definition 
 
        | Picks up what auto & homeowners liabilities leave off. |  | 
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        | Term 
 | Definition 
 
        | 3rd party only. You cannot be liable to yourself.
 Always built into homeowners policy.
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        | Term 
 | Definition 
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        | Term 
 | Definition 
 
        | Medical Payments to others |  | 
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        | Term 
 | Definition 
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        | Term 
 | Definition 
 
        | the dwelling, other structures, & grounds, or that part of any other building where the named insured lives & which is identified as the residence premises in the Dec Page. |  | 
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