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| Only the Homeowners Broad and Comprehensive Forms automatically include personal liability coverage. |
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| All Homeowner's insure personal property temporarily removed anywhere in the world. |
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| Freezer food coverage provided on all Homeowner's Forms would insure spoilage of meat in a deep freeze located in a storage shed in the Insured's back yard. |
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| All Homeowner's Forms have Special Limits of Liability on items such as jewellery and furs. |
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| Many of the exclusions contained in the Homeowner's Basic Form (IBC 1151) are also found in the other Homeowner's Forms. |
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