Term
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Definition
| Includes damage to Electrical devices from a natural source. |
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Term
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Definition
| Covers damage caused from hot water heaters and domestic boilers but not that due to water hammer. |
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Term
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Definition
| Coverage is provided only where loss arises out of the sudden, unusual and faulty operation of certain types of appliances or units. |
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Term
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Definition
| Coverage is provided only if the object causing the damage first strikes the exterior of the building. |
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Term
| Impact by Aircraft or Land Vehicle |
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Definition
| Excludes damage caused by insureds and injury or death to pets owned by them. |
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Term
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Definition
| No coverage exclusions apply. |
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Term
| Vandalism or Malicious Acts |
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Definition
| Excludes loss caused while the building is under construction or vacant even if permission is given by the insurer. |
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Term
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Definition
| Excludes loss occuring during the usual heating season when inhabitants are absent for more than a specified number of days. |
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Term
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Definition
| Excludes loss or damage to television antennae and satellite dishes. |
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Term
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Definition
| Personal property items such as vases, lamps and glass ornaments are not covered by this peril. |
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Term
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Definition
| Excludes loss to watercraft and personal property in a vacation trailer owned by the insured. |
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Term
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Definition
| Excludes coverage when loss caused by tenant, employee or member of the tenant's household. |
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Term
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Definition
| Covers losses caused by power surges and brown outs. |
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