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| Not making shopping lists, spending plans, doing comparison shopping, etc. |
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| Not securing personal information and property. |
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| Not reading labels, fine print, contracts, sales offers, etc. |
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| Not asking questions, discussing purchases, saying "no" when needed. |
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| A plot designed to trick someone; a deception. |
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| To tell an untruth/the habit or practice of telling untruths. |
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| Hiding information;hiding the truth. |
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| A scam that usually involves a "get rich quick" chain letter, sending money to others in order to, supposedly, receive money in the mail yourself. |
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| A letter asking one to send several letters with money in order to, supposedly, receive money in the mail yourself. |
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| High-Pressure Sales Approach |
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| Using extreme tactics to persuade a consumer to buy. |
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| Offers that withhold certain details, expecting one to pay up front to get them. |
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| States that one has won a valuable prize, but must pay a fee to claim it. |
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| Prizes awarded by chance after purchase of a ticket; ver small chance of winning. |
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| Earn-Money-at-Home Offers |
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| Offers that hinge on a consumer first purchasing something. |
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| A stipulation or prerequisite. |
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| A scam artist may notify you that you have the winning bid, ask for money, but never ship the item purchased. |
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| Stealing one's personal information to commit theft or fraud. |
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| Means of communicating---e.g., word of mouth, telephone, texting, emails, etc. |
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| FTC; a government agency to assist consumers who've been victims of fraud. |
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| National Consumers League |
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| Has a website where incidents of consumer fraud may be reported. |
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| A local consumer protection agency. |
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| This state office assists consumers who have been victimized by fraud. |
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