Term
|
Definition
|
|
Term
|
Definition
| owned "autos" only. Only those autos you own. This includes those autos you acquire ownership of after the policy begins |
|
|
Term
|
Definition
| owned private passenger autos only. only the private passenger autos you own. This includes those private passenger autos you acquire ownership of after the policy begins |
|
|
Term
|
Definition
| owned autos other than private passenger autos. Only those autos you own that are not of the private passenger type. This includes those autos not of the private passenger type you acquire ownership of after the policy begins |
|
|
Term
|
Definition
| owned autos subject to no-fault. only those autos you own that are required to have no fault benefits in the state where they are licensed or principally garaged. this includes those autos you acquire ownership of after the policy begins provided they are required to have no-fault benefits in the state where they are licensed or principally garaged |
|
|
Term
|
Definition
| owned autos subject to a compulsory uninsured motorists law. only those autos you own that because of the law in the state where they are licensed or principally garaged are required to have and cannot reject uninsured motorists coverage. this includes those autos you acquire ownership of after the policy begins provided they are subject to the same state uninsured motorists requirement |
|
|
Term
|
Definition
| specifically described autos. only those autos described in item nine of the declarations for which a premium charge is shown |
|
|
Term
|
Definition
| hired autos only. only those autos you lease, hire, rent, or borrow. this does not include any auto you lease, hire, rent, or borrow from any of your "employees", partners, members, or members of their households |
|
|
Term
|
Definition
| non-owned autos only. only those autos you do not own, lease, hire, rent or borrow that are used in connection with your business. this includes autos owned by your employees, partners, members of their households but only while used in your business or your personal affairs |
|
|
Term
|
Definition
| mobile equipment subject to compulsory or financial responsibility or other motor vehicle insurance law only. only those autos that are land vehicles and that would qualify under definition of "mobile equipment" under this policy if they were not subject to a compulsory or financial responsibility law or other motor vehicle insurance law where they are lecensed or principally garaged |
|
|
