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| Factors about the way a person lives and works that affect his/her financial income, needs, and expenses |
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| A set of consecutive ages that tend to have similar incomes, needs, and expenses. |
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| People who rely on another person for primary financial support-e.g., children spouse, other family member. |
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| The state of the economy, wheather favorable or unfavorable, asmeasured by economic indicators, indicators, including interest and unemployment rates |
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| The highest grade in school or degree completed. |
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| A person's work circumstances, wheather employed, full-time or part-time, self- or other-employed. |
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| A person's health factors, whether sick or well, able or disabled, injured or not. |
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| Whether married or single, divorced, separated, etc. |
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| Typical stages of wealth a person accumulates during the life cycle |
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| The sum total of asstes belonging |
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