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08. Section II Exclusions
Section II Liability Exclusions-Three Sets of Exclusions
8
Insurance
Undergraduate 1
11/28/2011

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Cards

Term
T or F-A GUEST CHOSE TO DRIVE OVER A JAGGED DRAINAGE TUBE AFTER GETTING FRUSTRATED BECAUSE OF THEIR INABILITY TO EXIT YOUR DRIVEWAY. THEIR DAMAGED TIRES ARE COVERED UNDER E AND/OR F
Definition
False-the loss was intended
Term
T or F-BUSINESS PURSUITS ARE COVERED UNDER E AND/OR F PERSONAL LIABILITY
Definition
False
Term
T or F-THE INSURED IS A PROFESSIONAL POOL BOY AND HIS CUSTOMER'S FILTER SUSTAINS DAMAGE BECAUSE THE INSURED FAILED TO SHOW UP TO SERVICE THE POOL. THE POOL EQUIPMENT IS NOT COVERED UNDER E AND/OR F
Definition
True
Term
T or F-WHILE INSTALLING A SATELLITE DISH AT INSURED'S RESIDENCE, A COTTONWOOD BRANCH FALLS ON TECHNICIAN'S TRUCK. THE TRUCK IS COVERED UNDER E AND/OR F
Definition
True
Term
T or F-THE INSURED INADVERTENTLY GIVES SOME SLEAZEBAG HERPES DURING A ONE NIGHT STAND. THE SLEAZEBAG GETS MAD AND SUES. THE INSURED IS NOT COVERED UNDER E AND/OR F
Definition
True-the transmission of communicable disease is not covered
Term
T or F-PEOPLE ELIGIBLE TO RECEIVE WORKERS COMPENSATION OR DISABILITY ARE STILL COVERED UNDER COVERAGE F
Definition
False
Term
T or F-AN INSURED'S MAID DECIDES TO GO OUT DRINKING AFTER WORK AND ENDS UP FALLING DOWN A FLIGHT OF STAIRS AT THE BAR. THE MAID IS INSURED UNDER COVERAGE F
Definition
False
Term
T or F-THE INSUREDS HELPLESS MOTHER GETS LOADED ONE NIGHT AND STUMBLES DOWN A PORTION OF THE STAIRS THAT HAS NO BANISTER. SHE GETS ANGRY AND SUES THE INSURED. THE INSURED IS COVERED UNDER COVERAGE F
Definition
False-The insured is not covered because the mother is regularly residing on the insureds premises
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